Bring us the opportunity. Cennairus finds the path.
Cennairus is a licensed wholesale broker working for retail agencies and agents. You send the account; we measure it against the markets, bring back what they say, and hand the terms to you. The lines below each have their own page, their own questions and their own markets.
Start with the three at the top if you are not sure where your account fits.
Start here
Owner-only workers' comp for one-person businesses, quoted from entity type, state and class code.
Learn More →Workers' CompensationPriced on class code, experience modification and claims history, not on a guess.
Learn More →General LiabilityOne submission measured against every market's appetite at once.
Learn More →The rest of the panel
Directors & Officers — Private company, non-profit and association boards, through management-liability specialists.
Employment Practices Liability — Wrongful termination, harassment and discrimination, priced off payroll already on file.
Crime & Fidelity — Employee dishonesty, forgery and social engineering fraud.
Technology E&O — Software, MSP and IT service firms: the service failure and the data exposure together.
Cyber Liability — Cyber liability for the small and mid-size accounts agencies write every day.
Inland Marine — Contractors equipment, tools, installation floaters and cargo in transit.
Builders Risk — Course of construction, from groundbreak to certificate of occupancy.
Equipment Breakdown — Mechanical and electrical failure, spoilage and the income it costs.
Vacant Property — Vacant, unoccupied and under-renovation buildings, with markets built for the class.
Liquor Liability — Bars, restaurants, breweries and one-off events.
Garage & Garagekeepers — Repair shops, dealers, detailers and tow operators: the operations and the customers’ vehicles.
Pollution & Environmental — Contractors pollution, site liability and storage tanks — the exposure a GL form excludes.
Special Events — Short-term event liability, liquor and cancellation, written to the venue’s wording.
Surety Bonds — License, permit, bid, performance and payment bonds.
Ocean Marine & Cargo — Hull, cargo, protection and indemnity, and charterers liability for commercial vessels.
Aviation — Hull and liability for private aircraft, charter operators, flight schools and airports.
Dwelling Fire — DP-1 and DP-3 for landlords and non-owner-occupied dwellings.
Personal Auto — Drivers, vehicles and limits carried across from the declarations page.
Personal Umbrella — Excess liability above the home and auto already on the book.
High-Value Home — Agreed value, extended replacement cost and scheduled collections, with true high-net-worth markets.
Condo — HO-6 written against what the association’s master policy leaves the unit owner.
Renters — HO-4 contents, liability and loss of use, with the lease requirements met.
Flood — NFIP and private flood quoted side by side, in and out of the mapped zones.
Earthquake — Standalone or endorsed, with percentage deductibles explained before the client signs.
Personal Articles — Jewellery, art, instruments and collectibles scheduled at agreed value.
RV & Motorhome — Class A, B and C motorhomes, travel trailers, fifth wheels and full-timer liability.
Motorcycle & ATV — Street, touring and off-road units a personal auto policy excludes outright.
Pet — Accident and illness cover for dogs and cats, from a client file already open.
Travel — Trip cancellation, emergency medical and evacuation, priced off the trip.
Wedding & Event — Wedding liability, host liquor and cancellation, in time for the venue certificate.
What happens to a submission
An application, the prior declarations page, loss runs, or a few fields typed in. The reader pulls out the FEIN, the locations, the payroll, the class codes, the experience modification and the claims history, so nobody re-keys them.
The account is measured against every market’s appetite at once. The markets that clear appetite are the ones we work: some answer through the platform, the rest go to their underwriters by email.
A quote, an underwriting review, or a decline. An underwriting review is not a quote and we never show it as one. What cannot be quoted goes to a person — a specialty market, an assigned-risk route, or a PEO arrangement where appropriate.
Who places it
Cennairus LLC is a licensed wholesale insurance broker, National Producer Number 8740024, resident in Florida under agency license L070287, placing business with admitted and non-admitted carriers across the United States.
Class codes are resolved from the business description; loss runs and applications are read rather than re-typed.
When a market cannot be found through the platform, a producer works it — specialty markets, assigned risk, or a PEO arrangement where appropriate.
Questions agencies ask
No. Cennairus is the wholesale broker; you write under our appointments. You need your own license for the lines and states you write, E&O cover and a certificate of insurance.
The submission is read, the account is built, and it is measured against every market’s appetite at once. What comes back is a quote, an underwriting review, or a decline — each shown as what it is.
Workers’ comp is the line where a priced quote with the carrier’s own document comes back inside Cennairus today. Other lines are priced through the platform, placed with an appointed market, or worked by our team.
That is not the end of it. The account goes to a producer, who works specialty markets, the assigned-risk route, or a PEO arrangement where that fits. We do not promise a placement; we promise the account keeps moving.
The account you send stays yours. Cennairus works the placement and hands the terms back to you.
You keep your commission on the business you place, and it is settled monthly. The rates are set in your agreement, not on this page.
If you have an opportunity now, send it and we will work it. If you want your own login, market panel and commission settlement, start the appointment.