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An ACORD, a loss run, a prior policy — or just a few fields. Our document readers extract the risk, build the application, and fill the gaps with underwriting-grade enrichment.
AI-native insurance technology
Cennairus is the AI-native wholesale platform for agencies and independent agents. Real carrier API integrations quote instantly, our readers do the paperwork, and commissions land in your wallet — on our licenses, in all 50 states.
Every line of coverage
Carrier relationships include
AmTrust
CopperPoint
Travelers
The Hartford
EMPLOYERS
biBerk
GUARD
FCBI
Markel
Chubb
CFC
Coalition
Hiscox
At-Bay
Tokio Marine
Keane
Pie
AMERISAFE
Normandy
Cimarron
Direct appointments with national names — plus specialized markets for the risks nobody else wants to touch.
Cennairus is an anagram of insurance. Same nine letters, rearranged. That's the whole idea — we didn't reinvent insurance, we rearranged how it works.
How it works
An ACORD, a loss run, a prior policy — or just a few fields. Our document readers extract the risk, build the application, and fill the gaps with underwriting-grade enrichment.
Eligibility and appetite are checked across every market at once. API carriers return in minutes — the rest are packaged and submitted without you touching a form.
Close the deal, and the money side is already done: billing handled, commission split transparently, payouts straight to your wallet. Agency and agent both get paid.
Built for the field
Your producers live in coffee shops, job sites and storefronts. Cennairus runs on the iPad between the two cups of coffee: pull up the application, watch the quotes land, and shake hands before the check comes.
The arsenal
Every one of these runs in production today — trained and proven on our own book.
Any package, any line — clean ACORDs built from the application in seconds.
16 form types read automatically — the application builds itself from the PDF.
Claims history parsed and scored — $27M of incurred losses read to date.
COIs generated on demand — no back-office ticket, no waiting.
Public-signal intelligence on every risk — enrichment runs with Insuralyzer, our OSINT ally, so premiums land right the first time.
Thousands of applications flow in from web, email, partners and referral networks.
Invoicing, installments and premium payments run on Audit1 — our ally fintech for carrier-grade money rails.
Fintech rails for commissions — agent and agency each paid their split, automatically.
The money side
Use our 50-state licenses to sell without building an agency first. Wholesale pricing from direct carrier relationships, transparent commission sharing with the agency and the agent, and payouts that land in your wallet — not in a spreadsheet.
Featured programs
Small business, insured at internet speed. Through our biBerk program — backed by Berkshire Hathaway — workers comp, BOP and GL quotes come back in minutes, direct from the carrier, while Cennairus handles the application, the documents and the follow-through.
Featured programs
Workers’ comp direct with CopperPoint — the A-rated specialist of the Southwest. Real API quoting through our direct appointment, underwriting that answers, and commissions that land in your wallet.
AI + humans
Not every risk fits an automated flow — and we don't pretend it does. The hardest applications route to our underwriting desk: real people, direct carrier lines, and the OSINT file already open. You still get an answer, not a shrug.
Beyond the standard market
High e-mod or tough class? We place it with PEO partners instead of losing the deal.
Purpose-built programs where the standard market says no.
Franchise and association pipelines that feed applications straight into your book.
Marine, cyber, property — niche markets with real API connections, not email chains.
Bring your book, your producers, or just your license — we bring the carriers, the AI and the rails.
