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Real HNW markets
Placed with carriers built for the segment, not a standard form stretched past its limit.
High-Value Home
Above a certain value a standard homeowners form stops being appropriate. Agreed value, extended replacement cost and scheduled collections belong to a different market entirely.
Placed with carriers built for the segment, not a standard form stretched past its limit.
Jewellery, art, wine and collectibles handled as their own exposure.
Home, auto, umbrella, watercraft and collections quoted as one relationship.
What it covers
Rebuild cost that does not stop at an arbitrary limit.
Fine art, jewellery, wine and collectibles valued individually.
Umbrella limits sized to the household, not to a default.
The flexibility to take value rather than rebuild.
One appointment puts every line on the same platform — carriers, AI underwriting support, servicing and commissions paid to your wallet.