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Underlying carried forward
Primary GL, auto and employer liability limits flow into the umbrella submission automatically.
Umbrella
The umbrella is where accounts get lost to retyping. Cennairus carries the underlying schedule straight into the excess submission — same file, same risk, one more layer.
Primary GL, auto and employer liability limits flow into the umbrella submission automatically.
Quote the excess in the same pass as the primary instead of circling back a week later.
Built for the $1M, $5M and $10M requirements that show up on a job contract at the last minute.
What it covers
Additional limits sitting above the schedule of underlying policies.
The layer that comp alone will not satisfy on a large contract.
Coverage that tracks the underlying wording instead of quietly narrowing it.
Fast turnaround when a certificate holder moves the requirement mid-deal.
One appointment puts every line on the same platform — carriers, AI underwriting support, servicing and commissions paid to your wallet.