Big appetite
95% of workers’ comp class codes. Fewer declines.
Featured program · Part of the Berkshire Hathaway Insurance Group
Join through Cennairus, get your own biBerk code, quote and bind online, and keep the client. We carry the appointment and pay you monthly.
95% of workers’ comp class codes. Fewer declines.
Most accounts price online, with no underwriter.
Certificates, endorsements and cancellations are handled by biBerk. You keep the credit.
Workers’ comp, BOP, general liability, professional liability, umbrella and commercial auto.
Commission reconciled from biBerk’s statement and paid to your agency.
Weekly reports from biBerk. We flag your renewals and pending cancellations.
It protects your employees and your company if an employee is injured or contracts an illness while at work. Typically required by law, it also gives you and your workers peace of mind.
Best for
Shields you from General Liability lawsuits plus provides protection from your property losses due to theft, fire, or other covered disasters. It may be required to buy property, accept bids, or do work as a subcontractor.
Best for
It protects you from property damage liability or injury claims made by customers against your business, preventing or minimizing your losses. It may be required to sign leases, accept bids, or do work as a subcontractor.
Best for
It protects you if you provide professional advice or services, preventing a financial loss if you make a mistake or fail to perform a service. It’s often required to get contracts in the professional services industry.
Best for
It provides extra liability protection beyond the limits of your other policies. If a claim costs more than your standard coverage, Umbrella insurance may help to cover the gap.
Best for
It covers business-owned or leased vehicles, protecting you from financial losses from physical damage or liability caused by authorized drivers.
Best for
Available in 20 states
AL, AZ, CO, FL, GA, IL, IN, MD, MI, MN, MO, NJ, NV, OH, PA, SC, TN, TX, UT, WI
More on Commercial Auto →See biBerk’s underwriting appetite before you submit an account — eligible classes, state availability and the underwriting questions, guide by guide.
Try:
Eligible states, line by line (biBerk’s guide):
Download biBerk’s full guides below.
Updated 2026-10-01 · From biBerk’s newest guide (Edition: 3rd Quarter 2026, sent 9/04) and biBerk’s October 2026 workers’ comp class list.
A guide only, not an offer of coverage. Every submission is subject to biBerk’s underwriting review and approval, and biBerk’s guide doesn’t list every business. * means subject to biBerk’s state rules — see the notes.
Appetite guide
Every eligible class code, state by state, plus the underwriting questions we’re asked.
See the guide ↓Appetite guide
Every eligible profession, with the states each one is excluded in.
See the guide ↓Appetite guide
Eligible classes for both lines, and which states each one is open in.
See the guide ↓Your agency details, license, certificate of insurance and E&O. About ten minutes.
Your agency and your producers, under our master code.
Usually within 24 to 72 business hours. One code for your whole team.
In biBerk’s partner portal, on your code. Most accounts price with no underwriter.
biBerk reports weekly and statements monthly. We reconcile it and pay your agency.
Watch these onboarding videos from biBerk to learn how to navigate the partner portal, submit quotes and make the most of your code.
Sign up for a biBerk Service Portal (BSP) onboarding webinar, held bi-weekly, or a Commercial Auto training webinar.
biBerk doesn’t appoint individual retail agents — you get your code through a wholesale partner like us.
Need a certificate for a client? Get it at biberk.com/certificate-of-insurance
No. You write under ours, on your own producer code.
Usually 24 to 72 business hours after your documents are in.
You do. biBerk services the policy; the account stays yours.
In biBerk’s partner portal, on your code.
Workers’ comp, BOP, general liability, professional liability, umbrella and commercial auto. No workers’ comp in New York; ND, OH, WA and WY are state-fund states. Commercial auto is available in 20 states: AL, AZ, CO, FL, GA, IL, IN, MD, MI, MN, MO, NJ, NV, OH, PA, SC, TN, TX, UT and WI.
Competitive commission on new and renewal business, paid monthly from biBerk’s statement.
A current license, E&O, a certificate of insurance and your named producers.
biBerk does not move policies between wholesalers. Ask us before you switch.
One onboarding opens your biBerk code and the rest of the Cennairus market.