Personal Articles

The ring the homeowners policy caps at one thousand.

Jewellery, art, instruments, cameras and collections. Every homeowners form carries a sub-limit on exactly the items clients care most about — a scheduled floater is what removes it.

01

Past the sub-limit

Cover that replaces the token amount a homeowners form allows for valuables.

02

Appraisals read for you

Appraisal documents parsed into a schedule instead of typed in item by item.

03

Usually no deductible

Scheduled articles that pay from the first dollar, including mysterious disappearance.

What it covers

Personal Articles, in plain terms.

Jewellery & watches

The single most common scheduled item, and the most commonly lost.

Fine art & collectibles

Valued individually or as a blanket collection.

Musical instruments

Including professional use, which homeowners forms exclude.

Cameras & equipment

Professional and hobbyist kit carried away from the home.

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