All lines of coverage

Travel

Trip cover, sold to the clients you already have.

Cancellation, medical and evacuation.

Cennairus is a licensed wholesale insurance broker: retail agents send us the accounts their own markets cannot place, stay the agent of record, and we take each account to the markets on our panel of 145 carriers that write it. Travel insurance bundles several benefits behind one policy, chiefly trip cancellation, emergency medical care and evacuation, priced on total trip cost, traveler age and destination. Cancellation is covered only for named reasons such as illness, injury or a death in the family. Cennairus places it for the clients an agency already has: send a few fields and we shop it.

  • Parallelevery market with appetite, at once
  • Peoplea licensed broker works it
  • Yoursyou keep the client
  • Monthlycommission settled

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Travel

A few fields — we shop it across the panel and come back with real terms. No obligation.

Photo: Gustavo Fring / Pexels

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Why send it here

What you get

Priced off the trip, not a flat fee

Premium follows trip cost, traveler age and destination — every trip is quoted on its own numbers.

Some benefits have to be bought early

Cancel-for-any-reason and pre-existing-condition waivers usually require purchase within days of the first trip deposit.

Where domestic health stops

Emergency medical and evacuation matter most exactly where a client’s regular plan has no network at all.

Single trip or annual

One journey, or one policy for a client who travels several times a year.

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How it works

How do I quote travel insurance through Cennairus?

01

Quoted from the client record

Offered to a household already in the platform instead of a cold intake.

02

Medical and evacuation

The exposure that actually matters abroad, where domestic health cover stops.

03

Single trip or annual

One journey, or a policy for clients who travel constantly.

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Worth knowing

What does travel insurance not cover?

  • Year-round medical coverage A travel policy is a trip-length supplement.
  • An injury on a work trip A trip taken for the employer is usually a Workers’ Comp claim, not a personal travel one.
  • A car rented at the destination Driving exposure at the destination is Personal Auto, whether it is a rental or the client’s own car shipped ahead.
  • Valuables carried day to day Baggage cover in transit has sub-limits.

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In plain terms

What does travel insurance cover?

  • Travel insurance bundles several distinct benefits behind one policy rather than answering for a single exposure.
  • How a policy responds depends on what triggered the claim and when it was bought.
  • Clients are not usually asked for this coverage — they buy it, or skip it, at checkout on a booking website that has no relationship with them and no reason to.

Who buys it: clients booking an international trip or a cruise; frequent business travelers who qualify for an annual multi-trip plan; families with a destination wedding, reunion or milestone trip already deposited; retirees on extended trips outside their domestic health network; students studying or working abroad for a semester; clients with a pre-existing condition who need a waiver purchased early.

The option is worth the most before the trip is paid for — not after a client calls asking what could have been covered.

Questions we get

Travel, answered

How is the premium calculated?

Off the trip itself — total trip cost, traveler age and destination — not a flat fee regardless of what is at stake.

What counts as a covered reason to cancel?

A named list: illness, injury, a death in the family, certain weather and carrier disruptions.

Does this replace the client’s regular health insurance?

No.

What is a travel policy rated on?

Trip cost, travel dates, destination, traveler ages, and whether anyone needs a pre-existing-condition waiver.

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Cennairus

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One appointment puts the whole panel behind your agency: every line we place, the programs, the producers who work the hard accounts, and your commission settled to your.