Scoped to the date
One ceremony, one reception, one address — named on the certificate, not written for a whole year.
Wedding
The venue asks for a certificate, usually with a fortnight to go.
Cennairus is a licensed wholesale insurance broker: retail agents send us the accounts their own markets cannot place, stay the agent of record, and we take each account to the markets on our panel of 145 carriers that write it. Wedding insurance is special event liability scoped to one ceremony, one reception and one address, written to the venue’s own terms: its additional-insured wording, its minimum limit and its certificate deadline. Venues usually ask for it a couple of weeks before the date. Cennairus places it in time for the venue certificate: we shop it across the panel.
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Photo: Jonathan Borba / Pexels
One ceremony, one reception, one address — named on the certificate, not written for a whole year.
Limits and additional-insured language usually come straight from the venue’s own contract.
Alcohol the couple or their families are pouring themselves is priced into the same placement.
Cancellation and postponement cover is bought alongside the liability policy, not bundled with it.
Certificates and additional insureds issued the way the venue asks for them.
The injury exposure and the deposits already spent, covered together.
Host and vendor alcohol handled as part of the same placement.
Who buys it: couples booking a private venue, estate or family property; families hosting the reception at a restaurant, hotel ballroom or country club; wedding planners who require proof of insurance from every couple they book; couples planning an outdoor or destination ceremony with weather exposure; anyone carrying non-refundable deposits with a caterer, photographer or florist; vendors working the wedding who need their own certificate, not the couple’s.
The coordinator asks for the certificate before the first chair is set out — not after.
As soon as the venue sends its insurance requirement — often only a couple of weeks out, since that is when most couples first see the wording.
Usually not for that bar specifically — a licensed bartender or caterer typically carries their own.
Non-refundable deposits already paid to the venue, caterer or photographer, for a covered reason such as weather, illness or vendor failure — not a simple change of plans.
The date, the venue name and address, expected guest count, whether alcohol is served and by whom, and the venue’s required certificate wording.
One appointment puts the whole panel behind your agency: every line we place, the programs, the producers who work the hard accounts, and your commission settled to your.
