The one exclusion every GL form shares
Pollution is excluded on essentially every general liability policy written; this is the line built to pick it back up.
Pollution
Contractors pollution, site liability and storage tanks — the coverage a general liability policy is written to specifically exclude.
Cennairus is a licensed wholesale insurance broker: retail agents send us the accounts their own markets cannot place, stay the agent of record, and we take each account to the markets on our panel of 145 carriers that write it. Pollution and environmental liability covers the release, discharge or migration of a contaminant, which general liability excludes on essentially every form. Contractors pollution follows the crew’s operations wherever the work happens; site liability and storage tank cover stay with a location. Cennairus places it for remediation, demolition and excavation contractors and tank owners: we shop it.
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Pollution is excluded on essentially every general liability policy written; this is the line built to pick it back up.
A site’s history matters, because some of what a policy is asked to cover happened before the current business ever moved in.
Municipal, utility and general-contractor agreements increasingly require Contractors Pollution Liability by name, not just generic insurance.
Environmental is underwritten by a small set of specialist carriers, not the standard admitted panel most other lines draw from.
The gap the general liability form creates the moment it is issued.
Both the operations exposure that moves with the crew and the liability attached to a location.
Environmental is a niche book.
Who buys it: environmental remediation and demolition contractors; excavation and underground utility contractors; owners and operators of aboveground or underground storage tanks; developers redeveloping older or previously industrial sites; waste haulers and transporters; manufacturers with on-site chemical storage or handling.
The exclusion sits on every GL policy the day it is issued. The certificate that answers for pollution has to come from a different form entirely.
No.
Contractors pollution follows the crew’s operations wherever the work happens.
Yes — aboveground and underground tanks are written under this line, and many state environmental agencies require evidence of it before a tank is permitted.
The operations performed, the site’s history and prior use if it is location-based, and any tanks or hazardous materials on hand.
One appointment puts the whole panel behind your agency: every line we place, the programs, the producers who work the hard accounts, and your commission settled to your.
