A vehicle and a residence, together
Physical damage and liability ride alongside contents and residence coverage a car policy was never built to carry.
RV
Class A, B and C motorhomes, travel trailers, fifth wheels and campers.
Cennairus is a licensed wholesale insurance broker: retail agents send us the accounts their own markets cannot place, stay the agent of record, and we take each account to the markets on our panel of 145 carriers that write it. An RV policy combines liability and physical damage for a vehicle that is also a home on the road, and it reaches further than an auto form: personal effects, vacation liability while parked, and full-timer liability for people who live in the RV. The tow vehicle and the trailer sit on separate policies. Cennairus shops it across the panel.
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Physical damage and liability ride alongside contents and residence coverage a car policy was never built to carry.
A client who lives in the unit year-round needs residence liability a standard travel-trailer form doesn’t include.
Class A and C motorhomes drive themselves; travel trailers and fifth wheels ride behind a truck.
A current declarations page, or just the VIN and floor plan, is usually enough to start the submission.
Physical damage, liability and the contents that make it a home.
Clients who live in the unit year round need liability a standard auto form will not give them.
Motorhomes, and the trailers and fifth wheels behind the truck.
Who buys it: class a, b and c motorhome owners; travel trailer and fifth-wheel owners; truck camper and pop-up camper owners; full-time rvers with no other home; seasonal and snowbird travelers; clients already insured with the agency for auto.
A full hookup tonight, a state park tomorrow — the policy has to follow the trip, not just the vehicle.
It extends the RV’s liability section to cover the unit as a primary residence — the same role homeowners liability plays for a client with a house.
No.
Most forms include a laid-up or storage provision that adjusts physical damage coverage for the months the unit isn’t in use — worth confirming so the client isn’t paying full-season rates on a unit.
Year, make, model and VIN, full-timer status, how many months a year it’s used, storage location and the client’s driving history.
One appointment puts the whole panel behind your agency: every line we place, the programs, the producers who work the hard accounts, and your commission settled to your.
