Dogs and cats
The two species behind almost every household pet claim, written on one simple form.
Pet
Accident and illness cover for dogs and cats.
Cennairus is a licensed wholesale insurance broker: retail agents send us the accounts their own markets cannot place, stay the agent of record, and we take each account to the markets on our panel of 145 carriers that write it. Pet insurance reimburses part of the veterinary bill after an accident or illness for dogs and cats, up to the plan’s annual limit after the deductible and coinsurance. Pre-existing conditions and elective or routine care are standard exclusions. It is the cross-sell most households already want to buy. Cennairus shops it across the panel.
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A few fields — we shop it across the panel and come back with real terms. No obligation.
Photo: Tima Miroshnichenko / Pexels
The two species behind almost every household pet claim, written on one simple form.
The real cost of pet ownership is chronic and age-related illness, not the emergency visit — a policy that only covers accidents misses most of the claim.
Offered against a client already in the file for home or auto — a short conversation, not a new application process.
Small premiums, but the commission lands in the same place as every other policy on the account.
Quoted against a client already in the platform — no new intake.
Both the emergency and the chronic condition, which is where the real cost sits.
Small commissions that still land in the same place as everything else.
Who buys it: dog owners, any breed or age; cat owners, indoor or outdoor; multi-pet households; clients with a breed prone to hereditary conditions; clients already asking about vet costs; households already on file for home or auto.
The visit that started as a routine checkup and ended as a diagnosis — that’s the moment a pet policy is bought for, not the moment it’s usually sold.
No — this is close to universal in pet insurance.
The client pays the veterinary invoice directly, submits it, and is reimbursed up to the plan’s annual limit after the deductible and the coinsurance percentage are applied.
Generally yes.
Species, breed, age and ZIP code covers most plans.
One appointment puts the whole panel behind your agency: every line we place, the programs, the producers who work the hard accounts, and your commission settled to your.