Equipment Breakdown

The breakdown the property policy will not pay.

Boilers, HVAC, refrigeration, production equipment and the electrical panel. Property covers the fire, not the failure — equipment breakdown is what turns a dead compressor into a paid claim.

01

Added to the property in one step

Attached to the account you are already quoting rather than sold as a separate project.

02

Spoilage that actually pays

The refrigeration claim restaurants and grocers file most often.

03

Business income included

Breakdown that stops production also stops revenue — cover both.

What it covers

Equipment Breakdown, in plain terms.

Mechanical breakdown

Failure of pumps, motors, compressors and production machinery.

Electrical & power surge

Arcing, short circuit and the damage a surge leaves behind.

Spoilage

Perishable stock lost when refrigeration goes down.

Business income & extra expense

Lost revenue and the cost of keeping the doors open while it is fixed.

Get appointed and write Equipment Breakdown.

One appointment puts every line on the same platform — carriers, AI underwriting support, servicing and commissions paid to your wallet.