All lines of coverage

Marine

Ocean marine and cargo, through a real marine desk.

Hull, cargo, charterers and shipper interest.

Cennairus is a licensed wholesale insurance broker: retail agents send us the accounts their own markets cannot place, stay the agent of record, and we take each account to the markets on our panel of 145 carriers that write it. Ocean marine splits into hull, the physical damage to the vessel; cargo, the goods carried; and protection and indemnity, the liability that comes with owning or operating a vessel. Cargo is written on named perils or broader all-risk terms. Cennairus places hull, cargo, charterers and shipper interest through a real marine desk: send a few fields and we shop it.

  • Parallelevery market with appetite, at once
  • Peoplea licensed broker works it
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Ocean Marine & Cargo

A few fields — we shop it across the panel and come back with real terms. No obligation.

Photo: Rafael Rodrigues / Pexels

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Why send it here

What you get

Hull and cargo together

The vessel and the goods it carries quoted from the same submission, instead of split across two separate markets.

Its own vocabulary

Named perils, all-risk, general average — marine wording inherited from centuries of maritime insurance practice, read here by people who read it daily.

Liability follows the vessel

Protection & indemnity and charterers legal liability answer for the exposure that comes with owning or chartering, not only operating.

Commercial and pleasure

From a working hull to a yacht the personal watercraft market will not quote, moved through the same channel.

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How it works

How do I quote ocean marine & cargo through Cennairus?

01

A live marine channel

Our marine integration is in production today, quoting real risks rather than forwarding emails.

02

Hull and cargo together

Vessel and the goods it carries quoted from the same submission.

03

Commercial and pleasure

From working vessels to the pleasure craft that the personal watercraft market will not touch.

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Worth knowing

What does ocean marine & cargo not cover?

  • A boat owned for personal use A privately owned boat, jet ski or yacht is Boats & Marine, a different line from the commercial vessels and cargo quoted here.
  • Injuries to your own crew Crew and employee injury runs through workers’ compensation and its maritime-specific counterparts, not the marine policy itself.
  • The office or warehouse ashore Property on land — the office, the warehouse, the yard — is placed the way any other business places it, typically on a Business Owner’s Policy.
  • Cargo moving overland Goods trucked before or after the ocean leg are inland marine — the transit cover for exposure that never touches water.

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In plain terms

What does ocean marine & cargo insurance cover?

  • Marine risk splits into three pieces that are often bought together but answer for different things: hull, which is physical damage to the vessel itself; cargo, which is.
  • Marine forms still carry vocabulary most commercial lines dropped decades ago — named-perils wording next to broader all-risk cargo forms, warranties around where.
  • Charter parties, bills of lading, and lenders financing a vessel routinely require proof of hull and liability coverage, at named limits, before a voyage is chartered or.

Who buys it: freight forwarders and cargo owners moving goods by sea; vessel owners and operators, commercial and charter; marinas, boat clubs and yacht clubs; import and export businesses with shipper interest; charter operators, bareboat and crewed; stevedores and marine terminal operators.

The cargo changes hands a dozen times between the dock and the door — the policy has to follow it the whole way.

Questions we get

Marine, answered

What is protection & indemnity?

P&I is marine liability arising out of owning or operating a vessel — injury to crew or third parties, pollution, wreck removal — separate from hull coverage for the vessel itself.

Named perils or all-risk cargo cover?

Named perils covers only the specific causes of loss listed in the policy.

Is a personal boat quoted here too?

No — a privately owned boat, jet ski or small pleasure craft is a different line, Boats & Marine.

What does a marine submission include?

Vessel details or cargo values and commodity type, trade routes or navigation limits, and loss history.

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Cennairus

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