Vacant Property

The building nobody else will insure.

Vacant, unoccupied, between tenants or mid-renovation. Standard property carriers cancel at sixty days of vacancy — this is the market that picks the building up instead.

01

Written where standard cancels

Placed with markets whose appetite starts exactly where the admitted form gives up.

02

Short-term and long-term

Cover for a building between tenants and for one that will stay empty a while.

03

Renovation friendly

Buildings under active renovation, where vacancy and construction overlap.

What it covers

Vacant Property, in plain terms.

Vacant building property

Fire, wind and the perils a standard form suspends once a building empties.

Vandalism & theft

The exposure that actually drives vacant losses.

Liability for the premises

Trespasser and visitor injury on an unoccupied property.

Renovation exposure

Buildings being worked on while unoccupied.

Get appointed and write Vacant Property.

One appointment puts every line on the same platform — carriers, AI underwriting support, servicing and commissions paid to your wallet.