Liquor

Liquor liability, from markets that actually write it.

Bars, restaurants, breweries, caterers and one-night events. Alcohol receipts are the number that decides this risk, and most standard markets simply decline rather than price it.

01

Written, not declined

Routed to markets with a real appetite for alcohol exposure instead of a portal that says no.

02

Receipts drive the rate

Liquor receipts and total sales pulled from the documents so the rating basis is right the first time.

03

Package or standalone

Quoted with the GL and property, or on its own when the package carrier will not attach it.

What it covers

Liquor Liability, in plain terms.

Dram shop liability

Statutory liability for injury caused by an intoxicated patron.

Assault & battery options

The endorsement that decides whether a late-night claim is covered at all.

Special events

Single-date and short-term alcohol exposure for events and pop-ups.

Host liquor

Businesses that serve without selling, and think they are therefore safe.

Get appointed and write Liquor Liability.

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