Category

Class Codes & Niches

Class-by-class and industry-by-industry deep dives, from the agency side of the desk.

View of a busy container terminal with trucks and forklifts managing cargo under daylight. container terminal operations with forklift and trucks
Class Codes & Niches Trucking & Transportation Class Codes Producers Get Wrong

Trucking and transportation producers commonly misclassify operations. This guide shows the right codes to use and when to check with the state rating

August 19, 2026 4 min read
A woman organizing clothes in a cozy boutique clothing store with a wide selection on display. woman working at clothes store
Class Codes & Niches Retail Stores Class Codes Producers Get Wrong

Retail stores have unique class codes. Learn how to avoid common misclassifications and save your agency money.

August 19, 2026 4 min read
Dynamic scene of chefs working in a restaurant kitchen, captured in black and white. busy restaurant kitchen in black and white
Class Codes & Niches Restaurants & Food Service Class Codes Producers Get Wrong

Avoid costly class code mistakes on restaurant and food service accounts. Here’s what producers get wrong most.

August 19, 2026 4 min read
A warehouse worker maneuvers a forklift to transport crates for brewing company storage. person using forklift
Class Codes & Niches Reading a Trucking & Transportation Loss Run Before You Quote It

How to read a trucking loss run for workers' comp: frequency, severity, and claims types that matter to underwriters.

August 19, 2026 4 min read
Two people reviewing financial reports and graphs at a desk for analysis and decision-making. close up photo of accounting documents
Class Codes & Niches Reading a Retail Stores Loss Run Before You Quote It

Analyze retail stores' loss run data for claim frequency, severity, open reserves, and underwriting red flags. Make informed quoting decisions with

August 19, 2026 6 min read
Candlestick chart showing a downward trend in the stock market analysis. stock market chart displaying bearish trend
Class Codes & Niches Reading a Restaurants & Food Service Loss Run Before You Quote It

Learn how to read a restaurants and food service loss run to make informed quoting decisions.

August 19, 2026 4 min read
Senior couple reviewing documents with consultant at office desk with laptop. insurance broker presenting an offer to an elderly couple
Class Codes & Niches Reading a Manufacturing Loss Run Before You Quote It

Learn what to look for in a manufacturing loss run before quoting workers' comp. Understand frequency, severity, claim types, and open reserves.

August 19, 2026 4 min read
A construction worker cleans glass windows on a high-rise building using an industrial lift. man working high in industrial basket
Class Codes & Niches Reading a Construction Specialty Trades Loss Run Before You Quote It

How to read a construction specialty trades loss run to understand frequency, severity, and underwriting concerns before quoting it.

August 19, 2026 4 min read
Forklift operator transporting packaged material in an industrial warehouse, showcasing logistics and industry work. a forklift driver is loading a pallet of wood
Class Codes & Niches Quoting Trucking & Transportation Workers' Comp: The Agency Guide

How agencies can accurately quote workers' comp for trucking and transportation businesses, including key class codes and submission tips.

August 19, 2026 4 min read
View through a shop window of Läderach store in Switzerland, showcasing employees working. chocolate shop interior with two female employees
Class Codes & Niches Quoting Retail Stores Workers' Comp: The Agency Guide

A step-by-step guide for agencies quoting workers' comp for retail stores, focusing on the submission process and documentation needed for a successful

August 19, 2026 5 min read
Close-up of a chef cooking dumplings on a griddle in a commercial kitchen. man frying meat in kitchen
Class Codes & Niches Quoting Restaurants & Food Service Workers' Comp: The Agency Guide

A guide for agencies quoting workers' comp for restaurants and food service businesses, with class codes and practical tips for accurate coverage.

August 19, 2026 5 min read
Workers wearing protective gear operating machinery in a factory environment, focusing on safety and production. back view of a man at a factory
Class Codes & Niches Quoting Manufacturing Workers' Comp: The Agency Guide

How agencies can streamline workers' comp quoting for manufacturing businesses with the right data and tools

August 19, 2026 4 min read

For agencies, not agents alone

Every line, one platform.

One submission to several carriers and specialty markets, program access, and your commission paid under one broker agreement.