Small Business Insurance Made Simple
3 Simple Steps to Instant Coverage
biBerk is proud to be part of Warren Buffett’s Berkshire Hathaway Insurance Group. Save up to 20% on your business insurance. Get a quote and get covered online in minutes.
Explore Our Small Business
Insurance Products
Workers’ Compensation
Mandatory in most U.S. states, this policy pays for medical care and lost wages resulting from a work-related injury.
Best for:
Employee medical expenses
Help with missed wages
Lawsuits over injuries that aren't covered
Professional Liability Insurance (E&O)
Also called errors & omissions, this insurance covers alleged or actual mistakes and failures to perform a service.
Best for:
Professional advice or services errors
Unfulfilled duties
Scope of work (SOW) disagreements
General Liability Insurance
This policy provides protection in instances of non-employee physical injury or damage to third-party property.
Best for:
Visitor slip-and-fall injuries
Employee damage to customer property
Libel, slander, copyright infringement
Business Owners Policy (BOP)
Also called property & liability insurance, this policy provides combined coverage for property damage and lawsuits.
Customer property damage
Customer injuries
Business property damage
Commercial Auto Insurance
This policy covers damage to and lawsuits from the operation of company-owned or leased vehicles.
Third-party injury or death where an employee is at fault
Damage to company vehicles from theft, fire, flood, etc.
Collision damage
Umbrella
Protect your business & assets with coverage for claims that exceed the limits of your current biBERK liability policy.
Added coverage for an underlying policy
Scenarios where the existing policy limit has been reached
Additional protection without increasing policy limits
biBerk Appetite Guidelines
Stay Informed & Get Support
Join our live webinars to get your questions answered and learn how to navigate the biBERK platform with ease. Choose the session that fits your needs!
Agent Onboarding Video
Get started with biBerk in minutes! Watch this quick onboarding video to learn how to navigate the platform, submit quotes, and maximize your opportunities.
Key biBerk Contacts
For all “how-to” questions.
Timelines, documents (e.g., COIs), special submissions, appetite guide, etc.
When in doubt, this is the contact to use.
Available 8 AM – 8 PM CST at 855-430-7220.
Log-in issues.
New user setup.
Any potential IT-related issues.
Replaces [email protected] as of January 2024.
Only email for cancellations and lost policy releases (LPR).
Always reference policy number(s).
Exclusion or inclusion forms.
ONLY email regarding a referred application or issued policies.
MUST be accompanied by a BSP Conversation.
Do NOT send paper applications.
