Navigate with Confidence
Empowering Insurance Agents with Essential Insights
Unveil Cennairu’s Workers’ Comp Solutions. As Industry leaders , we streamline your journey. Utilize our quick appetite guide for easy sector pinpointing.
Why Choose Cennairus?
Discover Key Benefits
Competitive Insurance Rates
Our programs offer some of the best rates in the market, helping avoid the higher costs typically found in State Insurance Funds.
- Competitive Rates.
- Avoid State Insurance Funds.
- Partner with top carriers.
Understanding Class Codes and the Impact on Policy Pricing
Understanding
Class Codes
With nearly 800 codes from (NCCI) National Council on Compensation Insurance, we understand a wide range of industries. Proper class code assignment ensures precise coverage for challenging accounts.
Importance of Proper Classification
Accurate classification is crucial for obtaining precise workers’ compensation quotes. Businesses that misclassify their employees may encounter overpayment issues or face reclassification during audits. Ensuring correct classification is vital to avoid unnecessary costs and ensure optimal coverage.
Write policies faster across these preferred classes.
Auto Shops
|
Name
|
Age
|
|---|---|
|
Auto Body Repairs
|
7532
|
|
Auto Detailers
|
7532
|
|
General Automotive Repairs
|
7538
|
|
Oil Change/Quick Lube
|
7549
|
Contractors
|
Name
|
Age
|
|---|---|
|
Carpet and Floor
|
1752
|
|
Carpet, Rug Cleaning
|
7217
|
|
Concrete Work
|
1771
|
|
Countertop Installation
|
1799
|
|
Electricians
|
1731
|
|
Excavation
|
1794
|
|
Glaziers
|
1793
|
|
Home Furnishing Installation
|
1793
|
|
Household Appliance
|
1751
|
|
Installation and Repair
|
7623
|
|
HVAC
|
1711
|
|
Iron Works – Decorative
|
1799
|
|
Janitorial Services
|
7349
|
|
Masonry
|
1721
|
|
Monument Engraving
|
1721
|
|
Painting
|
3281
|
|
Plastering and Stucco
|
1721
|
|
Plumbing
|
1742
|
|
Power Washers
|
1711
|
|
Refrigeration
|
1711
|
|
Septic Tank Installation
|
1711
|
|
Sheet Metal Work
|
1761
|
|
Sign Painting and Installation
|
1799
|
|
Tile and Stone Work – Interior
|
1743
|
|
Water Softening Equipment
|
1711
|
|
Water Well Drillers
|
1781
|
Financial and Insurance
|
Name
|
Age
|
|---|---|
|
Accountants and Tax Preparer
|
8721
|
|
Financial Advisors
|
6282
|
|
Insurance Agents or Brokers
|
6411
|
|
Mortgage or Loan Brokers
|
6163
|
Healthcare
|
Name
|
Age
|
|---|---|
|
Acupuncturists
|
8049
|
|
Audiologists – Testing Only
|
8049
|
|
Chiropractors
|
8041
|
|
Dentists
|
8021
|
|
Med Spas
|
8093
|
|
Optical Goods
|
5995
|
|
Optometrists
|
8042
|
|
Physical Therapists
|
8049
|
|
Podiatrists
|
8043
|
|
Psychiatrists
|
2011
|
|
Psychologists
|
8049
|
|
X-Ray or Imaging Labs
|
8071
|
Lawncare & Landscaping
|
Name
|
Age
|
|---|---|
|
Driveway/Sidewalk
|
1611
|
|
Fencer Dealers and Installers
|
1799
|
|
Grading of Land
|
1794
|
|
Irrigation and Drainage Work
|
1629
|
|
Landscape Gardening
|
0781
|
|
Lawn and Garden Sprinklers
|
1711
|
Manufacturing
|
Name
|
Age
|
|---|---|
|
Automotive and Apparel
|
2396
|
|
Clothing and Accessories
|
2299
|
|
Electrical Equipment
|
3612
|
|
Fabricated Metal Products
|
3499
|
|
Food and Beverages
|
2038
|
|
Kitchen Cabinets
|
2434
|
|
Machine Shops
|
3599
|
|
Optical Goods
|
3827
|
|
Plastic and Rubber Products
|
3069
|
|
Wood Products
|
2499
|
Personal Care Services
|
Name
|
Age
|
|---|---|
|
Barber and Beauty Shops
|
7231
|
|
Beauty and Barber Schools
|
7231
|
|
Day Spas
|
7299
|
|
Nail Salons
|
7231
|
Professional Services
|
Name
|
Age
|
|---|---|
|
Advertising and Marketing
|
7313
|
|
Business, Management
|
6411
|
|
Insurance Adjusters
|
7389
|
|
Interior Decorators
|
7231
|
|
Lawyers
|
8111
|
|
Manufacturers Representatives
|
5963
|
|
Public Relations
|
8743
|
|
Real Estate Agencies
|
6531
|
|
Real Estate Appraisers
|
6531
|
|
Recruiting and Search Agencies
|
7361
|
|
Telemarketing and Answering
|
8732
|
|
Title Agencies
|
6411
|
|
Travel Agencies
|
4724
|
Printers and Publishers
|
Name
|
Age
|
|---|---|
|
Direct Mail Advertising
|
7331
|
|
Publishers with Printing Operations
|
2732
|
Religious and Cultural
|
Name
|
Age
|
|---|---|
|
Religious Institutions
|
8661
|
Real Estate
|
Name
|
Age
|
|---|---|
|
Apartments
|
6513
|
|
Commercial Condominiums
|
6531
|
|
Lessors Risk Only
|
6512
|
|
Residential Condominiums
|
6531
|
Restaurants
|
Name
|
Age
|
|---|---|
|
Bagel and Doughnut Shops
|
5461
|
|
Bakeries
|
5461
|
|
Banquet and Reception
|
5812
|
|
Residential Condominiums
|
6531
|
|
Catering
|
5812
|
|
Coffee, Tea and Smoothie Shops
|
5812
|
|
Fast Casual
|
5812
|
|
Fine Dining
|
5812
|
|
Full Service Restaurants
|
5812
|
|
Ice Cream & Yogurt Shops
|
5451
|
|
Salad, Sandwich and Soup Shops
|
5812
|
Retail
|
Name
|
Age
|
|---|---|
|
Alcoholic Beverages
|
5921
|
|
Antiques
|
5932
|
|
Art Galleries or Dealers
|
5999
|
|
Books and Magazines
|
5942
|
|
Clothing and Accessories
|
5632
|
|
Crafts
|
5945
|
|
Electronics
|
5731
|
|
Florists, Including Artificial
|
5992
|
|
Furniture and Furnishings
|
5712
|
|
Gifts, Novelties and Souvenirs
|
5947
|
|
Groceries
|
5411
|
|
Home Improvement
|
5212
|
|
Jewelry
|
5944
|
|
Party Supplies
|
5331
|
|
Pets
|
5999
|
|
Specialty Foods
|
5499
|
|
Sporting Goods
|
5941
|
|
Toys
|
5945
|
Service Businesses
|
Name
|
Age
|
|---|---|
|
Disc Jockeys
|
7929
|
|
Dry Cleaners
|
7216
|
|
Funeral Parlor and Crematories
|
7261
|
|
Locksmiths
|
7699
|
|
Office Machine Repairs
|
7629
|
|
Packaging and Mailing
|
7389
|
|
Photographers
|
7335
|
|
Recording Studios – Music
|
7389
|
|
Small Appliance Repairs
|
7629
|
|
Tailors
|
7219
|
|
Vending Machine Operators
|
5962
|
Technology
|
Name
|
Age
|
|---|---|
|
Computer Consultants
|
7379
|
|
Computer Stores
|
5734
|
|
Data Preparation and Processing
|
7374
|
|
IT Facilities Management
|
7376
|
|
IT Schools
|
8243
|
|
Software Developers
|
7372
|
|
Computer Service and Repairs
|
4812
|
|
Website Design
|
7379
|
Wholesaler
|
Name
|
Age
|
|---|---|
|
Clothing and Accessories
|
5131
|
|
Electrical Appliances
|
5064
|
|
Electronic Parts and Equipment
|
5065
|
|
Food and Beverages
|
5141
|
|
Furniture and Furnishings
|
5021
|
|
Gifts
|
5199
|
|
Hardware
|
4812
|
|
Industrial and Personal Services
|
5113
|
|
Motor Vehicle Supplies
|
5013
|
|
Service Establishment Equipment
|
5087
|
